COFACTO · FORMERLY COMPOUNDINGAI · FROM ₹599/MO

One question.
The whole desk answers.

Ask Cofacto in plain English. The agent reads the filings, runs the numbers, searches the web, and hands back a grounded answer - every claim cited, and it abstains when the data isn't there.

97% correct on Indian filings
ChatGPT 57% · Claude 31% · Gemini 32% on IndFin-Bench →
[c] AGENTDEMO
YOU
Apollo Tyres is shutting its Netherlands plant. What's the hit to D&A and impairment - and how much D&A won't flow to PAT once it's gone?
recall_memoryprior Apollo thesis note
query_financialsfinancials_quarterly · 24 quarters
search_documentscapex plan · Hungary / AP / D&A
run_codeD&A split · India vs Europe subs
search_documentsATNL Enschede · fixed assets, impairment
search_documentsAP + Hungary capex deployed to date
search_documentsFY27 ₹3,500 Cr capex breakdown
run_codeD&A → PAT bridge
COFACTO
The ₹1,034 Cr closure hit was already taken in FY26 (spread across all four quarters) - so FY27 sees no fresh P&L charge, only a ~₹495 Cr cash outflow that is already provided for. The lasting effect is D&A compression:
D&A IMPACTANNUAL
Enschede D&A that stops+₹475 Cr
Enschede ≈ ₹475 Cr of the European subs' ₹601 Cr D&A · India's ₹942 Cr is untouched
New AP + Hungary capex D&A−₹175 Cr
~12% dep. on the expansion slice of the ₹3,500 Cr FY27 capex plan
Net D&A now reaching PAT₹300 Cr
≈ ₹225 Cr to PAT after 25.5% tax → ≈ ₹3.5 / share
Enschede's D&A isn't disclosed on its own - the ₹475 Cr is estimated as its share of the European subsidiaries' ₹601 Cr, flagged not asserted.
Apollo Q4 FY26 · exceptional itemsQ4 FY26 PPT · segment PPEQ4 earnings call · capex guide
YOU
Operations are shut now - so does the full benefit start from Q2 (July)?
recall_memoryupdated Apollo note
search_documentsmgmt guidance · benefit timing
run_codeQ1 / Q2 / H2 phasing
COFACTO
Not immediately. Enschede stopped on 30 June, so Q2 (Jul–Sep) is the first quarter without it - but management guided the benefit flows from H2 FY27 (Oct onward). Expect a ~1-quarter stabilisation as Hungary ramps:
QUARTERBENEFIT
Q1 · just endedpartial
~1 month of Enschede still running
Q2 · Jul–Septransition
first clean quarter, but Hungary still sub-scale → minor benefit
H2 · Oct–Marfull
D&A saving + conversion-cost advantage visible in reported numbers
Q4 FY26 earnings call [18][22]CFO commentary · stabilisation [43]
reads filings · runs code · every claim citedAsk your own
YOUR EDGE

Noise fades.
The edge compounds.

Cofacto acts like a senior analyst - it gave my research a 10× multiplier in depth.
Sanyam Dhoka · Research Analyst, Front Wave Research
Joined by analysts, RAs & CAs across India
TRUSTED BY INSTITUTIONAL INVESTORS
Bajaj Markets
AcquaintBee Ventures
Avendus
Ardeko
Ubiquus
Periscope
Frontwave
Bajaj Markets
AcquaintBee Ventures
Avendus
Ardeko
Ubiquus
Periscope
Frontwave
THE SWITCH

From a noisy feed
to structured research

INBOX · 8:42 AM · 47 UNREAD
tg · @stock_gyan🚀🚀 BUY XYZ · target 3X
wa · UncleForwarded screenshot · no source
gpt · chat"Reliance FY26 revenue was ₹8.2L cr" fabricated
x · @marketoracleInsider tip 🤫 don't tell anyone
pdfAnnual report · 312 pages · unread
yt10 multibagger stocks for 2026!
↳ noise · speculation · no citations
→
[c] COFACTO · MON BRIEFING
08:30 IST
01 · PRIMARY SOURCE
Every filing, read and contextualised daily.
02 · CROSS-QUARTER
Patterns surfaced across quarters, not just today.
03 · CITATION
Every claim traced to page.
04 · LOW ERROR RATE
97% on IndFin-Bench. We say "not disclosed" instead of inventing.
HOW THE AGENT WORKS
01 · PROMISE
Complete coverage. No gaps.
Announcements, results, earnings calls, presentations and Annual Reports across 3,000+ listed companies.
02 · PROMISE
Context-led analysis
Our agents pull context from prior quarters so nothing is read in isolation, connecting filings to guidance, peers, and management commentary to surface patterns quickly.
03 · PROMISE
Cited to the source
Every number links back to the exact page in the source document. If something isn’t disclosed, we say so. No assumptions.
ONE INTERFACE

Everything happens in the chat.

Start with a lookup, end with a valuation, a backtest, or a defensible note - without leaving the box. A few of the things serious investors run every day.

01 · VALUATION

What it's worth - and what's priced in.

ASKValue Vedanta sum-of-the-parts ahead of the demerger - peer EV/EBITDA, capture the HZL stake, normalise cyclical earnings, and flag every assumption.

Bottom-up, every segment valued at the right level, every number traced to a filing and every assumption on the ledger - so you can argue with the model, not just trust it.

SUM-OF-THE-PARTS · METHOD
Aluminiumpeer EV/EBITDA↳ AR pg 12
Zinc - HZL stakelisted market value↳ pg 31
Oil & Gasnormalised cycle↳ pg 48
Powerregulated asset base↳ pg 60
↳ every assumption on the ledger · what is the market implying?
02 · SCREEN + BACKTEST

Describe a strategy. Get the backtest.

ASKBacktest: FCF yield ≥ 4%, ROE ≥ 12%, op margin ≥ 15%, net debt/EBITDA < 2x, monthly rebalance, 5 years - versus just holding the index.

Quant without code. Describe the rules in plain English; it builds a survivorship-safe backtest against the index and shows the curve, the risk, and the turnover.

EQUITY CURVE · 5Y · STRATEGY vs INDEX
CAGR
strategy > index
SHARPE
risk-adjusted
MAX DD
drawdown
↳ survivorship-safe · monthly rebalance · illustrative, not a return promise
03 · THEMATIC DEEP-DIVE

Find the non-obvious name.

ASKData-centre demand is going parabolic. Find the liquid-cooling and ester-oil players in the value chain, map the moat, and show who is positioned for the big builds.

Sustained across many turns: web, concalls, filings and financials stitched into a value-chain map - the second- and third-order names a single search never surfaces.

VALUE CHAIN · DATA-CENTRE COOLING
Ester / synthetic oils
Savita OilGulf OilApar
Liquid-cooling kit
AvalonBluestar
Optical-fibre material
STLHFCL
↳ the non-obvious name, mapped to the moat - every link cited
04 · STRESS-TEST A THESIS

Stress-test what you read.

ASKA broker note makes the case for Gateway Distriparks. Check it claim by claim - what is supported in the filings, and what are the red flags?

Bring a tweet, a forum post, or a broker note. It grounds every claim against the primary source, flags what is not disclosed, and surfaces the quiet red flags.

CLAIM-BY-CLAIM · HYGIENE CHECK
Order book ₹2,389 cr - supported in filing↳ pg 9
Margin guidance - only partially disclosed↳ pg 14
Land-title detail - not disclosed↳ flag
THE DESK BEHIND THE CHAT

Always-on, in the background

So the agent always has something to read - every filing across 3,000+ listed companies, processed overnight.

Daily Digest
08:30 IST - only the announcements worth your morning, with context.
Results Pulse
Every result scored against the prior 4–8 quarters, live through the season.
Forensics
The quiet lines - working-capital drift, related-party entries - surfaced.
Ticker depth
1-Pager, ELI5, calls and notes pre-staged on every name.
Watchlists
Bulk-upload your universe; announcements pre-filtered to your names.
Open the agent
ONE PRODUCT · THREE LENSES

Same rigour, whoever you are

The trust claim doesn't change by tier; only the coverage and the exports do.

INDIVIDUAL INVESTOR
Research with a desk's depth.

You manage your own money on top of a day job. Cofacto gives you what an analyst's morning looks like: every filing read overnight, every result scored, every call wrapped. The reading gets shorter, the conviction gets higher.

Start at ₹599/mo
50 companies
Track up to 50
Daily digest
Audio call wraps + result wraps + announcement wraps
Cited chat
200 credits · 3 yrs of data
INDFIN-BENCH · OUR ACCURACY CLAIM

The only falsifiable claim in Indian finance AI.

We built a public benchmark of 100 questions drawn from Indian corporate filings, then measured ourselves against the leading general-purpose models. The gap is not close.

Why "falsifiable"? Because the benchmark is open. Every question, every answer. Run it yourself.

Read the full benchmark
97%
Cofacto
correct · 100 Indian filing questions
ChatGPT57%
Claude31%
Gemini32%
Gemini fabricated answers on 58% of questions.
EARLY USERS

From the people whose research notes go out tomorrow morning

Behaves like a research assistant who has actually read the filings. The assembly is compressed, so my thinking expands to fill the space. Like a good junior analyst team without the overhead of cost, space, or frustration.
DC
Dev Chandrasekhar
Founder & Director, Ubiquus · Mumbai
Crisp concall summaries and punchy Earnings Key Takeaways - no competitor produces this so crisply. The result dashboard helps me spot themes early and flag management guidance misses to reduce portfolio risk.
VS
Vikram Sachdeva
HNI Investor
Game-changing forensic reports instantly highlight problem areas. Instead of manually digging through hundreds of pages for red flags, I skip the busywork and focus on what matters.
RD
Ripudaman Datta
HNI Investor · Mumbai
Has become a pre-scanner for our research - quickly approving or rejecting ideas based on hygiene scans. Forensic capabilities are exceptional at calling out minor financial issues others miss.
MP
Manan Poladia
Owner, MKP Securities · Mumbai
Behaves like a research assistant who has actually read the filings. The assembly is compressed, so my thinking expands to fill the space. Like a good junior analyst team without the overhead of cost, space, or frustration.
DC
Dev Chandrasekhar
Founder & Director, Ubiquus · Mumbai
Crisp concall summaries and punchy Earnings Key Takeaways - no competitor produces this so crisply. The result dashboard helps me spot themes early and flag management guidance misses to reduce portfolio risk.
VS
Vikram Sachdeva
HNI Investor
Game-changing forensic reports instantly highlight problem areas. Instead of manually digging through hundreds of pages for red flags, I skip the busywork and focus on what matters.
RD
Ripudaman Datta
HNI Investor · Mumbai
Has become a pre-scanner for our research - quickly approving or rejecting ideas based on hygiene scans. Forensic capabilities are exceptional at calling out minor financial issues others miss.
MP
Manan Poladia
Owner, MKP Securities · Mumbai
Earnings results, concalls, and corporate announcements all in one centralized platform - completely streamlined how I monitor companies.
CT
CA Tapan Doshi
Founder, Thoughtful Investors Research · Ahmedabad
Drastically reduced our research timeline. The multi-quarter result analysis and scoring system stand out. Surfaces ballooning 'other expenses' YoY - critical visibility into where cash is actually flowing.
CK
Chetan Kumar
Associate Director, Coheron Wealth · Mumbai
Exceptionally low error rate has eliminated manual data collection. When evaluating Paradeep Phosphates in an unfamiliar sector, it bridged our knowledge gap with a reliable data foundation.
RA
Research Analyst
Prominent Financial Firm · Kolkata
Structured access to management interviews and board-level changes - all in one place. That's been the standout for us so far.
A
Arun
Research & Portfolio Manager, Unifi Capital · Chennai
Earnings results, concalls, and corporate announcements all in one centralized platform - completely streamlined how I monitor companies.
CT
CA Tapan Doshi
Founder, Thoughtful Investors Research · Ahmedabad
Drastically reduced our research timeline. The multi-quarter result analysis and scoring system stand out. Surfaces ballooning 'other expenses' YoY - critical visibility into where cash is actually flowing.
CK
Chetan Kumar
Associate Director, Coheron Wealth · Mumbai
Exceptionally low error rate has eliminated manual data collection. When evaluating Paradeep Phosphates in an unfamiliar sector, it bridged our knowledge gap with a reliable data foundation.
RA
Research Analyst
Prominent Financial Firm · Kolkata
Structured access to management interviews and board-level changes - all in one place. That's been the standout for us so far.
A
Arun
Research & Portfolio Manager, Unifi Capital · Chennai
PRICING

Start at ₹599 and scale when the decisions get bigger

7-day free trial on Starter and Plus. No card required.

ALL PRICES EXCLUSIVE OF GST
Starter
For curious individual investors
₹599₹499/month
+ 18% GST
17% OFF · Save ₹1,198/year
Start free trial
  • 50 companies · 1 watchlist
  • Daily digest + 3 wraps (announcement · result · earnings call)
  • Fundamental 1-pager · 15 reports/mo · ELI5 mode
  • Cited chat · 200 credits/mo · 3 yrs of data
  • Portfolio manager with live announcement summaries
MOST POPULAR
Plus
For serious individuals, HNIs, and RAs
₹1,999₹1,666/month
+ 18% GST
17% OFF · Save ₹3,998/year
Start free trial
  • Everything in Starter, plus:
  • 150 companies · 5 watchlists
  • Line-item result analysis & result-feed intelligence
  • Forensics reports (guidance, reporting, management, capital, operations, and risk)
  • Cited chat · 800 credits/mo · 5 yrs of data · web search
  • Market-wide announcement feed
Professional
For funds and small research teams
Contact us
  • Everything in Plus, and more:
  • 500 companies · 20 watchlists
  • Exclusive agents + Export formats
  • Brokerage reports & management interviews
  • Market-wide first-cut & earnings KTA wraps
  • 1-on-1 onboarding session
  • Priority support
FAQ

Questions we get, answered plainly

Generic models hallucinate Indian filings: Gemini fabricated answers on 58% of IndFin-Bench while we hit 97%. But accuracy is just the floor. Cofacto is a system for doing research end-to-end, with primary-source coverage of every Indian filing, multi-quarter result scoring, cited chat, daily digests, and forensic reports, all working together from discovery to deep-dive to defensible note.
START IN UNDER A MINUTE

Stop collecting. Start concluding.

Seven days free, no card - just bring your watchlist.

NO CARD · CANCEL ANY TIME · 97% ACCURATE ON INDFIN-BENCH
ABOUT COFACTO

Cofacto, formerly CompoundingAI

Cofacto is an AI research platform for Indian equities. It reads quarterly filings, earnings-call transcripts, annual reports, credit-rating notes and investor presentations for 3,000+ NSE and BSE listed companies, and answers investment questions with every claim cited back to the source page. On IndFin-Bench, our public benchmark of questions grounded in Indian filings, Cofacto scores 97% against 57% for ChatGPT, 31% for Claude and 32% for Gemini.

We launched as CompoundingAI in 2024 and became Cofacto in August 2026. Same team, same research engine, new name and a new home at cofacto.ai. Every compoundingai.in link now lands here. Cofacto is built by Dividenz Wealth Private Limited in Vadodara, India.